In Miami, the money doesn’t just move, it Waltzes. And today, this dance just got $25 million smoother.
Waltz, the fintech company redefining how international investors lock in U.S. residential real estate, has secured a fresh $25 million line of credit from affiliates of Setpoint Capital. That pushes their total funding to a cool $50 million in equity and debt. And no, this isn’t some pitch deck smoke show. Since launching in July 2024, Waltz has already processed $300 million in loan applications from investors spanning four continents. Let that sink in: a company built for foreign nationals buying homes in the U.S. is now closing mortgages faster than most Americans can choose countertops.
At the core is Founder and CEO Yuval Golan, a former Israeli Air Force strategist turned cross-border finance ninja. Golan’s journey from NATO diplomacy to real estate disruption isn’t your typical tech founder backstory, which might explain why Waltz isn’t your typical lending platform. This isn’t a white-label solution with a few bells and whistles. This is full-stack innovation with banking, LLC formation, identity verification, currency exchange, and remote closing all dancing in sync like it’s opening night at Lincoln Center.
It’s not just international, it’s intercontinental. Waltz is now live across nine U.S. states with plans to hit Arizona next and is gearing up to launch across Latin America, starting with Mexico, Brazil, Colombia, and Argentina. That’s not a marketing play, it’s a hard bet on the 29% of foreign buyers driving U.S. home purchases from south of the equator. This $25M will unlock more mortgage volume and scale their footprint where demand is bubbling.
The company’s backing speaks volumes: seed funding from TLV Partners, a Series A led by Aleph, and over 40 angels including Talmon Marco, Eyal Lifshitz, David Krell, and Ofir Ehrlich. It’s a global syndicate built for a global mission. Partners include Synctera (banking), Currencycloud (FX), and Regent Bank (FDIC-insured banking). And Waltz isn’t just originating loans, they’re selling paper to institutions like Acra Lending (BlackRock) and Atlas SP (Apollo-backed). This isn’t a startup playing banker. This is a fintech operator moving capital with precision.
So yeah, you could say Waltz is making it easier for foreigners to buy American homes. But that’s the surface-level story. The real game? Making the U.S. real estate market truly global, one verified identity, one EIN, one fast-close mortgage at a time. No fanfare. Just fundamentals.
