There’s a certain rhythm to watching an industry finally confront its own bad habits. For decades, the automotive world has lived with the same slow grind of loan payoffs and title releases, paper trails stacked like Jenga towers, endless calls for “status updates,” and processing times that move slower than a Monday morning commute. Epic, founded in 2016 by Brandon Hall and based in Dallas, TX, decided to kill that chaos. They built a digital clearinghouse that turns those clunky, manual processes into a clean, automated flow, from payoff quote to title release, with speed, security, and accuracy baked in.
This week, Epic announced a $10M Series A led by FM Capital, joined by Automotive Ventures and other strategic investors. Chase Fraser of FM Capital saw what everyone else tolerated for too long, a high-friction choke point in the auto transaction chain that cost dealers, lenders, and insurers time and cash. Steve Greenfield of Automotive Ventures backed that same conviction, betting on Epic’s ability to not just digitize the process but rebuild the financial infrastructure beneath it.
This isn’t about vanity metrics or buzzword bingo. It’s about acceleration. Epic’s platform already serves dealers, lenders, and insurers nationwide, integrating with lienholders across the country to deliver real-time payoff quotes and automated title releases that reduce human error to near-zero. With this new capital, the team is doubling down on platform innovation, scaling its reach, and gearing up to expand into powersports and RV finance. That $10M is the difference between momentum and ignition.
Under Brandon Hall’s leadership, and with a sharp exec lineup including CFO Mark Pape, COO Adam Rose, and CTO Mike Mclaren, Epic isn’t chasing headlines. They’re building the rails for an industry that’s long overdue for a tune-up. What they’re creating isn’t just software; it’s financial plumbing for the next era of automotive commerce. Every transaction moves faster, cleaner, and with traceable precision that turns outdated back-office work into real-time liquidity.
The global automotive fintech market was valued at $47.1B in 2021 and is projected to hit $112.1B by 2031, growing at 9.2%. The U.S. auto finance market alone will likely jump from $74.3B in 2024 to $145.9B by 2032. Epic is slotting itself right into that curve, where the inefficiency gap becomes the growth opportunity.
